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DeSH Real Estate GmbH

Mortgage financing in Germany

Video language: Mandarin Chinese.

How we can help

We help you prepare the documents needed for mortgage financing and compare the available options. Any loan amount, interest rate and repayment terms must be confirmed by the lender based on your circumstances and the property.

Estimate your purchase and mortgage costs

Enter the purchase price, expected costs, down payment and illustrative loan terms to estimate the total cost and monthly payment.

The calculator does not assess borrowing eligibility. A lender must review your circumstances before confirming any loan amount or terms.

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Service requirements Send a message
How can we help?
What are you looking for? (Select all that apply) *
Financing details — 1 of 2
Type of financing *
Have you found a property? *
How will you use the property? *
Property city *
Property postcode *
Outstanding loan / refinancing *
Purchase price / budget *
Land price *
Construction budget *
About the borrowers — 2 of 2
Number of borrowers *
Employment status (select up to two) *
Residence status (select up to two) *
Planned down payment *
Estimated loan amount *
Monthly household net income *
Planned monthly repayment *
Your ideal property — 1 of 3
Intended use *
When would you like to buy? *
Property type *
Your ideal property — 2 of 3
Preferred city or area *
Purchase budget *
Living area
Total rooms (German Zimmer)
Year built
Your ideal property — 3 of 3
Other preferences
Property for sale — 1 of 3
Property city *
Property postcode *
Property type *
Apartment type *
House type *
Property for sale — 2 of 3
Living area *
Total rooms (German Zimmer) *
Year built *
Property for sale — 3 of 3
Property condition *
Is the property currently rented? *
When would you like to sell? *
Property to let — 1 of 3
Property city *
Property postcode *
Property type *
Apartment type *
House type *
Property to let — 2 of 3
Living area *
Total rooms (German Zimmer) *
Year built *
Property to let — 3 of 3
Property condition *
Is the property currently rented? *
When would you like to let it? *
Property to renovate — 1 of 2
Property city *
Property postcode *
Living area *
Property type *
Apartment type *
House type *
Property to renovate — 2 of 2
Areas to renovate *
Choose a service
Describe what you need
Almost done — your contact details
Title *
Last name *
First name *
Postcode *
City *
Street and house number *
Region (to connect you with a local colleague) *
WeChat contact method *
WeChat QR code *
Maximum file size: 10 MB
WeChat ID *
Email address *
Mobile number
Your message (optional)
I agree to the privacy notice and withdrawal information *
Privacy notice and withdrawal information
*After moving to the next step, the form may appear higher or lower on the page. Scroll to find it.

*If the “Next” button is unavailable, complete the required fields on this step.

*Your request is received only after you enter your contact details on the final step and select “Send”.
Salutation *
Last name *
First name *
Postcode *
City *
Region *
Email address *
WeChat ID (optional)
Phone (optional)
Property ID (optional)
If your inquiry concerns a specific property, enter its property ID or a short description.
Your message *
Privacy and withdrawal information *
Privacy policy & Withdrawal rights

Financing a purchase with income in euros

If you earn income in euros, we can help you prepare and compare possible mortgage options. Eligibility, rates and repayment terms depend on the lender’s assessment of your finances and the property.

We can guide you through the documents and explain the next steps. Any financing proposal remains subject to the lender’s terms and approval.

Buying with funds held outside Germany

If funds for a property purchase are held outside Germany, we can help you identify the documents and payment steps to discuss with your bank. Cross-border transfers and the use of income earned abroad for financing depend on the bank’s checks and applicable requirements.

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